Do you think youre avoiding the debt trap by keeping a close eye on your credit card usage? Unfortunately, just watching what you spend is never enough. You need a system that can help make your debt more manageable and allow you to break free fro
College is a great time to begin developing both your credit and your personal finance skills. A student credit card can be very useful for this purpose, but it’s not for everyone. Even you think youre ready for one, you may not be eligible. There
Years ago, applying for a credit card was a lengthy process. Not only did your application need filled out by hand, but you also had to mail it off to the credit card company and wait weeks before you heard whether or not your application was approve
Applying for a 0% balance transfer credit card can be the ideal way to reduce your debt fast and cut down the amount of interest you pay. The whole idea behind these types of accounts is that you transfer over the outstanding debts you have owing on
A credit card isnt just a convenience, its a tool that allows you to borrow money and build a credit score. Using a credit card in a bad way can get you into financial trouble and lower your credit card score. This article outlines 4 things you
Going through bankruptcy may be a traumatic experience personally, emotionally and financially, but it is not the end of the roads in any of those areas. As you rebuild your financial foundation, these simple principles can help you restore your cred
Some financial experts suggest that you avoid using credit cards to pay everyday expenses because it can be easy to wrack up bills that are difficult to pay off. While this may be true for individuals who are struggling financially and who use cards
When choosing a credit card to add to your purse or wallet, it is crucial to do research beforehand to determine what one will work best for your needs. While researching the basics, you must also look into the common fees attached to credit cards, i
Managing your credit can seem a little tricky at times. There are a few obvious ways to keep your credit score high, such as by keeping a low balance and paying off your monthly bills on time. Unfortunately, there is a lot of misinformation about man