Even with so much competition on the market making mobile prices lower than ever, some of us are still spending too much on our monthly bills. That’s not to say that you should be compromising on you service, just that there are some things that you can do that will lower your monthly bills. Today we’re talking about how you can cut down your mobile phone bill. So if you think that you might be paying too much, then here are a few things that you should take into consideration…
Your Calling Plan…
By far the biggest mistake that people make in mobile contracts is choosing the wrong calling plan. The wrong calling plan is going to cost you big time. Every mobile contract comes with a calling plan, which is a set of monthly limits for how many text messages and calling minutes and how much mobile data you can use for your fixed monthly price. The problem is that when your plan is too big you end up wasting money on services that you don’t even use. You have to pay the same monthly fee whether you use all of your limits, half of them, or even none of them. On the other hand, when your plan is too small you’re going to exceed your monthly limits. In this case, you end up paying premium rates on any extra services that you use. Some operators will let you change your calling plan, even if you’re in the middle of a contract. There might be a small fee for doing this, but it might pay off if you’re going to get bigger savings on another plan. It’s worth having a look at your phone bills to see if your calling plan is really the right fit for you.
Web Based Free Txt and Call Services…
Another way that you can get savings on your mobile bill is by taking advantage of web based free txt and calling services. You simply download a free app such as Skype, Viber or WhatsApp and then you get free txt and calling services to anyone on your contact list that has the same app. You do need to be a little careful, since using these apps will count towards your monthly mobile data limit. You should try to connect over WiFi whenever possible. It might even be worth changing your calling plan to get unlimited data so that you can use these services more often. You can always cut down on calling minute and text messages limits to compensate for the cost of a larger data plan, since you won’t be needing them as much anyway.
Pay as You Go Options…
Mobile contracts are a great option for many people, especially for big phone users. However, they’re not the ideal solution for everyone, and certain groups of people just benefit more from pay as you go plans. These plans aren’t as common as they once were, but they can be a good option. They’re a particularly good choice for light phone users, people who send three or four text messages a day, use less than ten calling minutes a week, and who use mobile data only for email or casual web surfing. These people rarely use the large limits included in most mobile contracts, so they pay for services that they don’t use. With pay as you go however, even though rates are higher than on contract, light users end up getting savings because they only ever pay for the services that they actually use. Another group that often benefits from pay as you go are those who prefer connecting to mobile internet through faster WiFi connections rather than using 3G. Most mobile contracts contain 3G data plans, and there’s no point paying for them if you’re not really going to use them.
Your Free Phone…
One reason that your phone bills might be too high is because you signed an incentive contract. Mobile operators usually offer you a choice of two contracts, incentive or SIM only. Both of these contracts give you a calling plan, but an incentive contract also gives you a free mobile phone. That new phone is tempting for many people, so they sign up for the incentive contract. The problem here is that the phone you get isn’t free at all; you’re actually buying it on an instalment plan. Your monthly bill is a little higher each month to cover a payment that you’re making on the phone that you received. In the long run, you are going to be paying more than the market cost of the phone as well, since the instalments will add up over time. This is common on instalment plans, you pay more because the company is taking a risk by giving you a phone without getting immediate payment for it, and for the convenience of not having to pay full price up front. If you’ve already signed an incentive contract there’s not much that you can do. But if you’re at the end of a contract and thinking about signing a new one, you might want to skip the incentive contract and get a lower monthly phone bill instead.
Your Operator…
Some operators have better deals than others, and the reason your bills are so high could simply be that you chose the wrong operator. More likely though is that you signed a second contract with the same operator as you had your first contract with. Most mobile operators save their best deals and prices for persuading new customers to sign up for service. They bank on the fact that once you’re their customer you’re not going to leave. It’s not unusual that a second contract costs more than a first contract, since you no longer get those new customer prices. You can avoid this problem by simply switching operators when your contract finishes. It’s easy to do, you get to keep your phone number when you switch, and you’ll probably end up with a lower phone bill as well.
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